So much for boomers’ predictions that they’ll be working until they drop. A new study finds that more than half of the nation’s oldest boomers — those turning 67 this year — are now retired and not working at all.
Most of them say they were ready to leave the working world for good. But one in six say they retired because of health problems, and one in 10 blamed a job loss.
The findings — based on interviews with more than 1,000 boomers born in 1946 — represent a big increase since 2007 and 2008. At that time, only one in five of the oldest boomers were retired.
[Related: Are you saving enough for your retirement? Check out our calculator.]
Researchers asked the boomers, whom they followed since they were age 62, about their finances, housing status and views on generational issues. Not surprisingly, the majority of retirees say they have less income now than when they were working. Yet only one in five felt that their standard of living had declined.
By Terry Akins
How did you get started in the skin care business?
In the early ‘90’s I was hired to be a National Training Director for an ethnic skincare product line, Edgar Morris.
What made you choose multi-cultural skin care as opposed to general skin care?
My introduction to skin care was treating ethnic skin. When I received my aesthetics license, my training encompassed understanding the structure and function of Caucasian skin. The theory was from a book that reflected Caucasian skin types. Living in Arizona, my practical training was done working on Caucasian skins. I was fortunate to be mentored and have the opportunity to be trained, through a 9 month internship, by a board certified dermatologist specializing in Ethnic Dermatology. She was a former associate professor at the Charles Drew University School of Medicine and Science and the dermatologist for the sport teams here in Arizona. She launched my career!
What are the differences between ethnic skin care and Caucasian skin?
When comparing darker skin with Caucasian skin types, darker skins are more adaptable to humid climates. Even though someone lives in a humid climate, the skin becomes challenged with mechanical factors such as air conditioners or heaters robbing the moisture from the skin, leading to ashy skin.
Skin of color is more prone to discolorations, dark spots and uneven tones. This is the #1 risk factor.
What is the name of your school/ schools?
The Skin & Makeup Institute of Arizona and The Academy of Advanced Aesthetics and Permanent Cosmetics.
Where are your schools located?
Does your school specialize in general skin care or multi-cultural skin care?
Both. We are one the few schools that give intense skin assessment and visual diagnostics for multi-ethnic skin types.
There is a lot of controversy about skin-lightening and its use. Can you give us some information on how and why you use a lightener?
There are many uses for skin lightening agents. The gold standard lightening agent is hydroquinone. Hydroquinone comes in many strengths. Generally, over the counter (OTC) products contain about 2% hydroquinone. Anything over 2% is prescribed by a physician. This product is regulated by the FDA, There are plant based skin brighteners, however, they will not remove dark lesions as effectively as hydroquinone.
When lightening dark spots, dark patches, discolorations and uneven skin tones, Hydroquinone should only be used on the affected areas. I always recommend evening use and the use of sunscreen during the day. This product should not be used for more than 3 to 4 months. If a lesion has not shown any resolution, the person should discontinue use of the product. If the lesion has shown visible fading, one can resume use in 3 months. Again, if one is not complaint with the sunscreen, the lesion will darken.
Plant based skin brightener, will result in significant brightening of the skin. Vitamin C, Niacinamide, Kojic Acid, Mandelic Acid (bitter almonds), and lemon are a few of the ingredients you will find in skin brighteners.
What do you recommend for a daily anti-aging routine?
As people of color age, their skin tends to get darker. Their natural radiance becomes lackluster. The darkening and uneven tones can be significantly reduced with the use of sunscreen. If the skin is lackluster, exfoliating ingredients such as glycolic, lactic acid, mandeleic acid, fruit acids, etc. These AHAs can be in a cleanser, toner, serum or moisturizer. Exfoliating the skin will remove the build up of dead cells as well as allow product ingredients to penetrate the lower layers of the skin. Since many skin types may be dry, moisturizing ingredients can assist with the dryness, but to lock and retain moisture an occlusive product (oil base) should be added to the regimen. With oilier skin types, the aging is diminished by 10 years. This skin can look dull - exfoliating will also help to bring a natural radiance. Salicylic in a cleanser will assist in breaking down the oil build up. A water-base moisturizer (hydrator) will help to slow down oil production.
There are some easy 15 minute treatments that can make a big difference in anti-aging. Can you give me some tips?
- Exfoliate periodically with an AHA to rejuvenate the skin with new skins cells. When you get rid of old cells, new skin cells are generated. Cleanse, tone, moisturize with skincare products formulated for your skin type.
- Doing a facial massage will assist in boosting muscle tone and blood flow to the skin, which means plumper cheeks, higher brows, and less of those deep worry lines.
- Sunscreen compliance - SPF 15 minimum. If someone lives in a sunny climate, such as Arizona, 30 SPF
For rough spots that do NOT need lightening, what tips and products do you recommend?
This is a tough one, because it may be a lesion that needs the attention of a dermatologist.
Where can I get recommendations for skin care specialists that have taken your classes?
We have a database of those who have taken training.
Are you available for speaking engagements?
Where can we find information your skin care articles?
I write for trade magazines. Articles can be seen on my website for licensed professionals - www.globalskin-solutions.com. Would love to write a Q&A column for consumers.
How can you be contacted?
By email -
or by phone - 480-946-6900
By Haxel Singer
BlackPast.org recently launched a new section called National African American Historic Landmarks. These landmarks have been certified by the National Park Service and are organized by state. As you peruse this list and notice any omissions, please let us know.
There two other aspects of the National Park Service that require us all to pay attention. First, from the very inception of the National Park Service, and the difficulties in getting it established (much attention is paid to this in the excellent book The Big Burn:Teddy Roosevelt and the Saving of America by Tim Egan, purchasing it herebenefits BlackPast.org), African Americans have been closely associated with its success. Buffalo Soldiers, like their white counterparts, were among the first park and back country rangers in the years following the Civil War, as rangers were an outgrowth of the military. Colonel Charles Young (died 1923), the third African American graduate of West Point, is considered by many to be the first African American Superintendent of a National Park. For more great photos of African Americans in the National Park Service, click on this link.
Second, there has been concern by National Park Service administrators and by African American Rangers regarding the low numbers of various ethnic groups,particularly African Americans, as visitors to National Parks. In surveys done by the National Park Service, a significant number of respondents said they felt unwelcome in many parks and felt that safety was an issue. The Park Service is making attempts to redress this situation. One outcome has been the certification of African American Landmarks, mentioned at the top of this post. Outreach by Rangers such as Shelton Johnson is also part of this effort.
A related concern is the low number of African Americans in the sciences in general and environmental sciences in particular. By engaging youth in such places as the Martin Luther King, Jr. Memorial with young, enthusiastic Rangers, it is hoped that more people will feel an excitement that will translate into a career worth pursuing as well as encouraging their families to visit more National Park sites.
The first Americans were descendants from Australian aborigines, according to evidence in a BBC documentary series called Ancient Voices. Where did they come from? When did they first arrive here? The documentary also answers those questions.
The program shows that the dimensions of prehistoric skulls found in Brazil match those of the aboriginal peoples of Australia and Melanesia. Other evidence suggests that these first Americans were later massacred by invaders from Asia.
Until now, native Americans were believed to have descended from Asian ancestors who arrived over a land bridge between Siberia and Alaska and then migrated across the whole of north and south America. The land bridge was formed 11,000 years ago during the ice age, when sea level dropped.